Patriot Exchange ProgramSM
Individual or groups of five or more members – Short-term coverage available from one month up to four years for educational and cultural exchange programs.
Patriot Exchange Program is designed to meet the U.S. visa travel insurance requirements for a individuals and groups of five or more students studying abroad or participating in a cultural exchange program, including J1 and J2 visa holders. Coverage may be purchased for spouses and unmarried dependent children traveling with the student/participant. Individuals and groups have the option to select from different plan options – $50,000, $100,000, $250,000, and $500,000 maximum per illness/Injury. The $50,000 maximum per Illness/Injury option does not comply with J1 and J2 visa requirements.
This program also offers three different areas of coverage, and an Optional Add-On plan for high school sports, personal liability and legal assistance. In addition to the Short-Term plan, groups may purchase an annually renewable Long-Term plan option that that has the flexibility to be tailored to meet specific needs of each program.
Student Health AdvantageSM
Individual or groups of five or more members – Long-term coverage available from one month up to five years for educational programs.
Student Health Advantage is designed to meet the needs of international students, scholars, and faculty, their families, and groups of five or more involved in long-term educational programs. In addition to meeting the requirements of the J1 Visa, this plan includes benefits for maternity, mental health and organized sports. After a period of 12 months, pre-existing conditions will be covered as well.